July 12, 2024
AgencySummer Claims and Tips
Summer is a time for outdoor fun, but it also brings specific risks that can lead to insurance claims. Understanding common summer insurance claims and policies, along with prevention tips, can help financially safeguard you and your family. Whether you’re firing up the grill, hitting the road or enjoying time by the pool, understanding potential […]
June 28, 2024
lonestarinsFactors That Affect Automobile Insurance Costs
Automobile insurance costs are a significant consideration for any driver. Whether you’re a seasoned driver or a newbie behind the wheel, understanding what influences these costs can help you make informed decisions and potentially save money in the long run. These factors typically impact how much you’ll pay for car insurance: Driving record—If you have […]
May 27, 2024
AgencyWhat is Other Structures Coverage for Homeowners?
Homeownership comes with the responsibility of financially safeguarding not just your main dwelling but other structures present on the property. Other structures coverage, an often overlooked yet vital component of homeowners insurance, offers this necessary financial protection. Understanding its importance can be critical to comprehensive home insurance planning. What is Other Structures Coverage? Other structures […]
April 19, 2024
lonestarinsFrequently Asked Renters Insurance Questions
In the world of insurance, renters insurance often flies under the radar compared to its homeowner counterpart. However, it’s a vital protection for those who lease their living spaces. Whether you’re a first-time renter or a seasoned tenant, understanding renters insurance is crucial. To shed light on this topic, let’s delve into some frequently asked […]
March 18, 2024
lonestarinsNavigating Roof Insurance
Understanding ACV vs. Replacement Cost When you’re getting home insurance, it’s super important to know about your roof coverage. There are two main types: Actual Cash Value (ACV) and Replacement Cost. They can really affect what you pay and how you’re covered if your roof gets damaged. Let’s break down what these terms mean for […]
February 19, 2024
lonestarinsFactors Influencing Home Insurance Premiums
Maintaining adequate home insurance is a critical part of being a responsible homeowner. These policies provide versatile and robust financial protection for you, your family and your home, and may make all the difference in limiting out-of-pocket losses. However, while home insurance can offer essential financial security, coverage requires you to invest your hard-earned dollars. […]
February 13, 2024
AgencySignificant Increase in Insurance Premiums – Why?
Recently, many of us have noticed a significant uptick in our insurance premiums, whether it’s for our homes, vehicles, or businesses. This surge in insurance rates is not without reason and understanding the underlying factors can shed light on why our wallets are feeling the pinch. One major contributing factor to the increase in insurance […]
January 18, 2024
AgencyGetting the Best Rates: Working With an Independent Insurance Agent
Insurance is an essential loss control measure for millions of individuals, families and businesses across the United States. The coverages and policies provided by insurance agents can play a critical role in limiting financial losses that might otherwise incur catastrophic fiscal consequences. Even the most responsible homeowners, safest drivers and most experienced businesses must be […]
December 15, 2023
AgencyThe New Year is Approaching – Review Your Insurance Coverage
As you go into the New Year, you have a lot to look forward to. We at Lone Star Insurance Agency want to remind you that now is a great time to review your insurance coverage. The new year brings changes to the insurance business. Rate adjustments may take effect, and policy changes may come […]
November 1, 2023
AgencyDo Children Need Life Insurance?
Life insurance is a type of coverage that provides a death benefit, or payout, at the time of death. It is meant to provide your loved ones with the financial support they need after losing you, a financial contributor to the home. While most adults who have dependents, debt or desires to leave funds behind […]