Classic Car Insurance
If you own a classic car, getting insurance for it is essential. Like most cars, classic cars are vulnerable to accidents. Carrying classic car insurance may reduce out-of-pocket costs following an accident. Selecting coverage can be difficult, which is why Lone Star Insurance Agency is here to help.
What Is Classic Car Insurance?
Classic car insurance is coverage that owners of antique or collectible vehicles get to financially protect themselves from car accidents. Classic car insurance differs from standard auto insurance in various ways, especially regarding agreed value coverage, which is the value of your car that you and your insurer agree upon to determine your coverage rates.
What Does Classic Car Insurance Cover?
Classic car insurance varies among policyholders but often includes coverage options such as the following:
- Uninsured/underinsured motorist coverage
- Liability coverage
- Injury protection
- Medical payments coverage
- Personal injury protection (PIP)
The agents at Lone Star Insurance Agency can help you learn about potential options to include in your policy.
Do I Need Classic Car Insurance?
Texas requires all drivers to carry auto insurance. Regardless of whether your car qualifies as a classic, you must have liability insurance and personal injury protection (PIP). Having more than the bare minimum insurance can reduce your chances of covering hefty out-of-pocket expenses following a covered incident.
Where Can I Find Coverage?
If you are a classic car owner near Burleson, Texas, the agents at Lone Star Insurance Agency can help you learn about potential policies to assist you in deciding on sufficient coverage for your antique vehicle.