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When it comes to driving in the Lone Star State, having the right auto insurance is not just a choice—it’s the law. At Lone Star Insurance Agency, we’re here to guide you through the ins and outs of auto insurance, ensuring you have the coverage you need to drive with confidence on Burleson’s roads.
What Auto Insurance is Required by Law?
In Burleson, Texas, the law mandates that drivers carry minimum liability insurance to protect themselves and others on the road. Our experienced agents can help you understand the specific coverage requirements and find a policy that meets or exceeds these legal standards.
What Auto Insurance Coverage Should I Have?
While meeting the legal requirements is crucial, it’s equally important to have comprehensive coverage that safeguards you against unexpected events. Lone Star Insurance Agency offers a range of coverage options, including:
- Liability Coverage—Protects you if you’re at fault in an accident and covers injuries and property damage to others.
- Personal Injury Protection (PIP) Coverage—Per Texas state law, we’re required to offer PIP coverage, which helps cover medical expenses, lost wages and other reasonable expenses if you’re injured and unable to work following an accident, regardless of who is at fault. You are not required to carry this coverage.
- Collision Coverage—Pays for damage to your vehicle in the event of a collision with another car or object.
- Comprehensive Coverage—Covers noncollision events like theft, vandalism or natural disasters.
- Uninsured/Underinsured Motorist Coverage—Protects you if you’re in an accident with a driver who has insufficient or no insurance.
Our team will tailor a policy to your specific needs, ensuring you’re adequately protected in any situation.
How Auto Insurance Deductibles Work
Understanding deductibles is crucial to making informed decisions about your coverage. A deductible is the amount you pay out of pocket before your insurance kicks in. Higher deductibles often mean lower premiums, but our team will help you strike the right balance between affordability and coverage to meet your financial goals.
How Auto Insurance Claims Work
In the unfortunate event of an accident or damage to your vehicle, filing an insurance claim should be a straightforward process. Our claims teams at Lone Star Insurance Agency will guide you through each step, ensuring a smooth and hassle-free experience. From assessing damages to liaising with repair shops, we’ve got you covered.
Where to Get Auto Insurance
Drive with confidence on Burleson’s roads. Trust Lone Star Insurance Agency to provide you with the right auto insurance coverage. Contact us today for a personalized quote and peace of mind on your journeys!