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Home » Archives for Agency

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May 27, 2024
Agency

What is Other Structures Coverage for Homeowners? 

Homeownership comes with the responsibility of financially safeguarding not just your main dwelling but other structures present on the property. Other structures coverage, an often overlooked yet vital component of homeowners insurance, offers this necessary financial protection. Understanding its importance can be critical to comprehensive home insurance planning. What is Other Structures Coverage? Other structures […]
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February 13, 2024
Agency

Significant Increase in Insurance Premiums – Why?

Recently, many of us have noticed a significant uptick in our insurance premiums, whether it’s for our homes, vehicles, or businesses. This surge in insurance rates is not without reason and understanding the underlying factors can shed light on why our wallets are feeling the pinch. One major contributing factor to the increase in insurance […]
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January 18, 2024
Agency

Getting the Best Rates: Working With an Independent Insurance Agent

Insurance is an essential loss control measure for millions of individuals, families and businesses across the United States. The coverages and policies provided by insurance agents can play a critical role in limiting financial losses that might otherwise incur catastrophic fiscal consequences. Even the most responsible homeowners, safest drivers and most experienced businesses must be […]
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December 15, 2023
Agency

The New Year is Approaching – Review Your Insurance Coverage

As you go into the New Year, you have a lot to look forward to. We at Lone Star Insurance Agency want to remind you that now is a great time to review your insurance coverage. The new year brings changes to the insurance business. Rate adjustments may take effect, and policy changes may come […]
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November 1, 2023
Agency

Do Children Need Life Insurance?

Life insurance is a type of coverage that provides a death benefit, or payout, at the time of death. It is meant to provide your loved ones with the financial support they need after losing you, a financial contributor to the home.   While most adults who have dependents, debt or desires to leave funds behind […]
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October 16, 2023
Agency

Defensive Driving Techniques

Defensive driving is one of the most important things you can do to prevent accidents. Let’s take a look at the meaning of driving defensively and discuss techniques for staying safe.  What is Defensive Driving?  Defensive driving means anticipating dangerous situations by taking into account the actions of others and the presence of adverse driving […]
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October 3, 2023
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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September 25, 2023
Agency

Safety Tips When Using Your Fire Pit at Home

As the sun sets and the cool evening breeze rolls in, there’s no better way to create a cozy ambiance in your backyard than by gathering around a crackling fire pit. Whether you’re roasting marshmallows, sharing stories or simply enjoying the warmth, a fire pit can be a wonderful addition to your outdoor space. However, […]
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August 17, 2023
Agency

What Does Landlord Insurance Cover?

As a landlord, it’s essential to have insurance coverage to protect your rental property and financial investment. Landlord insurance, also known as rental property insurance, is designed to safeguard those who rent out their residential or commercial properties to tenants. It helps provide financial protection against various risks and liabilities from owning and renting a […]
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July 14, 2023
Agency

Does Insurance Cover Damage To Your Car In The Garage?

When you place your car in the garage, you expect to protect it from the elements. However, that’s not always a guarantee. Even when in the garage, the car can sustain damage from a variety of issues. Should this happen, will your home insurance or your car insurance cover the damage? Let’s explore some scenarios […]
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