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Home » Workers’ Compensation Insurance

Workers’ Compensation Insurance

Workers’ compensation insurance is a coverage that protects both employees and employers following a work-related illness or injury. Additionally, states often require most employers to carry this line of coverage. Our Lone Star Insurance Agency agents are ready to assist you in getting started with coverage.

How Does Workers’ Compensation Work?

Workers’ compensation insurance can help employees receive wage replacement benefits and coverage for related medical care expenses following a work-related illness or injury. It may also provide death benefits and coverage for rehabilitation expenses.

Is Workers’ Compensation Insurance Required?

Workers’ compensation insurance is required in most states. Check your state’s legal requirements before opting out of coverage. Even if your state doesn’t require coverage, it’s within your best interest to have it to protect your business. Opting out of coverage could result in financial loss down the road. If you’re unsure whether you need coverage, reach out to an agent for clarification.

How Much Does Workers’ Compensation Insurance Cost?

The cost of workers’ compensation insurance differs depending on a few factors:

  • Industry
  • Payroll
  • The type of work performed by the employee
  • Your company’s claims history

Get Started Today

Our Lone Star Insurance Agency are here to provide you with information to make an informed decision about your coverage. Contact an agent to learn about workers’ compensation insurance or get started today.