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October 16, 2020
Agency

How Much is a Business Owners Policy?

A business owners policy (BOP) is a common policy used by small businesses to save money on important coverages. Basic BOPs combine general liability and commercial property insurance, but each can be tailored to the business owners’ specific needs, making prices for these policies vary.   Depending on several factors, you could be paying less […]
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November 12, 2020
Agency

How Much Personal Belongings Coverage Do I Need for Home Insurance?

Personal belongings coverage comes with most home insurance policies, but not all coverage is created equal. Your insurance needs may be different than your neighbor’s, meaning you need a policy tailored for you and your items.  The amount of personal belongings coverage you need depends on two key factors:  Value of the personal belongings  Type […]
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September 8, 2021
Agency

10 Reasons to Buy Life Insurance

Have you been on the fence about buying life insurance? On one hand, it’s a great way to ensure your family’s financial security; but on the other hand, it’s an investment that doesn’t directly affect your own life. The more time you waste debating with yourself, the longer you risk higher premiums and the potential […]
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October 6, 2021
Agency

Where Does A General Liability Policy Provide Coverage?

General liability insurance can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. When you buy a general liability insurance policy, you expect it to give you a wide range of protection. But where does it actually protect you? Here’s what you can […]
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January 20, 2022
Agency

Adjusting Your Auto Insurance When You Move

Moving to a new home can impact how much risk your vehicle faces.  What worked for you in your old home might not work for you in your new one. Therefore, it is best to specifically review your auto policy during your move. Your insurance agent can help you update and adjust your coverage so […]
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February 17, 2023
Agency

Understanding RV Insurance Deductibles

Like most motor vehicles, RVs need insurance coverage. Most states require it of all registered drivers. With it, you’ll receive financial help if you ever face a costly RV accident or other loss. However, even though the right coverage can pay a lot for your troubles, it might not pay for 100% of losses. Some […]
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March 28, 2023
Agency

Why A Trampoline Can Cost You

Some of your favorite childhood memories may include springing into the air from atop a trampoline. However, not all jumps land so successfully. Tens of thousands of trips to the emergency room occur each year thanks to trampoline injuries. Nearly half involve minor injuries such as sprains, about a third involve fractures and the rest […]
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April 18, 2023
Agency

Getting the Right Auto Insurance For a Classic Car

You might have heard that the best way to insure your household’s vehicles is to buy a multi-vehicle policy. This allows you the convenience of being able to insure every vehicle you own within a single plan, which does have its cost benefits. However, is this really the best choice for you?  Some vehicles are […]
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May 24, 2023
Agency

The Most Common RV Insurance Claims

Insurance is a wonderful thing, especially when you own and operate something that would be financially difficult to replace, such as an RV. Insurance should put you at ease, because even if something does go wrong, it won’t cost an arm and a leg to fix it. However, most people still don’t want to deal […]
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June 19, 2023
Agency

What Does RV Insurance Cost?

If you’re thinking of purchasing insurance for your recreational vehicle, you’re probably wondering how much it will cost. RV insurance is typically far less expensive than auto insurance, especially if you have a pull-behind camper that is only in use a few weeks out of the year. Here is an inside look at all of […]
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