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December 16, 2020
Agency

How to File a Claim After an Accident in a Company Car

Car accidents can be uncertain at the best of times, but this is especially true if the vehicle you are driving isn’t yours. If you’re driving a company vehicle and get in a wreck, a lot of uncertainty may come with the potential repercussions from your employer and who will cover the damages in what […]
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November 12, 2020
Agency

How Much Personal Belongings Coverage Do I Need for Home Insurance?

Personal belongings coverage comes with most home insurance policies, but not all coverage is created equal. Your insurance needs may be different than your neighbor’s, meaning you need a policy tailored for you and your items.  The amount of personal belongings coverage you need depends on two key factors:  Value of the personal belongings  Type […]
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October 16, 2020
Agency

How Much is a Business Owners Policy?

A business owners policy (BOP) is a common policy used by small businesses to save money on important coverages. Basic BOPs combine general liability and commercial property insurance, but each can be tailored to the business owners’ specific needs, making prices for these policies vary.   Depending on several factors, you could be paying less […]
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September 16, 2020
Agency

How Does Fault Car Insurance Work in Texas?

States in the U.S. are divided into two main categories when it comes to car insurance: fault and no fault.  This refers to how car insurance claims are handled after an accident based on which driver caused the accident. In no fault states, drivers are generally held accountable for damages and injuries they suffer no […]
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August 19, 2020
Agency

What Are The Options With Business Insurance?

Business insurance covers your assets and cash flow in the case of a covered peril. Purchasing business insurance protects both commercial assets and personal wealth.    Here’s more information on the types of business insurance you should consider buying.   What Type Of Business Insurance Should You Buy?  Talking to an agent helps you understand the types of coverage […]
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July 29, 2020
Agency

What Does $100,000/$300,000 Personal Liability Coverage Mean??

When the time comes to buy auto insurance, one of the decisions you need to make is about liability coverage. Liability insurance covers the harm you cause to other drivers. It helps protect you from costly lawsuits. And, it is typically a requirement in most states. Yet, how much you choose is important. Here’s a closer look at what […]
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July 29, 2020
Agency

How To Document An Accident At Your Home?

Details matter. When an accident occurs at your home, document the event thoroughly. The information you gather immediately can help home insurers to know what happened. Your Ten Eyck Group agent can help you. Still, the more information you provide, the better in most cases. What do you need to do to gather evidence?   What Happened And What Evidence Is […]
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July 29, 2020
Agency

How Much Does General Contractors Insurance Cost??

General contractors’ insurance typically references general liability insurance tailored for contractors. General liability insurance covers bodily injury and property damage that arise out of accidents and nonprofessional negligence.   On average, contractors’ insurance is around $1,090 a year, which is about $90 a month. This depends on many factors, however.   Location  Your location can change the cost […]
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July 15, 2020
Agency

What Impacts Life Insurance Premiums?

Investing in life insurance is an important financial decision. The right policy can help you protect your family. A policy without the proper terms, though, can limit your benefits.    Anyone who has dependents should consider the value of this type of insurance. It can help to give your loved ones the financing they need […]
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June 23, 2020
Agency

What Is “Soft Fraud” In Auto Insurance?

In movies and TV shows, we see insurance fraud in the form of burning a business down to file a claim, or hiding a car so you can say that it was stolen. In truth, these scams make up a pretty small minority of insurance fraud. The most common form of auto insurance fraud is […]
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