Insurance

insurance companies are permitted to use credit information when calculating auto insurance premiums. This includes both standard and non-standard policies. A credit-based insurance score is not the same as a traditional credit score used by lenders. It is derived from similar data, such as payment history, outstanding debt, length of credit history and types of […]

Natural disasters can strike when we least expect them, and fires, especially wildfires are one of the most unpredictable and devastating especially if you don’t have insurance coverage for fires. In recent years, California has seen the shocking power of wildfires. Entire neighborhoods have been reduced to ashes, leaving families homeless and scrambling to rebuild […]

When it comes to car insurance costs, two significant factors that influence your premium are your age and the number of miles you drive annually. Understanding how these elements affect your insurance cost can help you make informed decisions and potentially save money. Age and Insurance Costs Age is a critical determinant in calculating car […]

Insurance is a crucial tool for managing risk and protecting against unforeseen events. However, not all situations are covered by every insurance policy. This is where exclusions may need to be understood and considered. Understanding exclusions and how to limit them can be vital to ensuring the effectiveness of your coverage. What Is an Exclusion? […]