What Is General Liability Insurance? 

General liability insurance may help your business prevent financial losses resulting from third-party claims of bodily injury, property damage or personal and advertising injury. It can be a key part of your overall business insurance package and may cover many everyday risks.

Why Is General Liability Insurance Important?

General liability insurance isn’t typically required by law, but many clients, landlords and vendors may require proof of coverage before doing business with you. Additionally, having this policy can help your business stay resilient in the face of lawsuits or accidents, which can otherwise be financially devastating.

What Does General Liability Insurance Cover?

General liability policies typically provide financial protection for:

• Third-party bodily injury—If a customer is injured on your premises or as a result of your business activities, this coverage can help with medical expenses and legal costs.
• Third-party property damage—If your business operations accidentally damage someone else’s property, general liability insurance can help cover repair or replacement costs.
• Personal and advertising injury—Your policy may cover your legal defense fees and court costs if your business is accused of libel, slander, copyright infringement or false advertising.

What Factors Affect Policy Cost?

How much you’ll pay for general liability insurance often varies based on many factors, including your industry, location, workforce size, revenue and the amount of coverage you select. For more accurate pricing, request a custom quote from Lone Star Insurance Agency.

Learn More

Lone Star Insurance Agency has the local knowledge and experience to help Texas businesses find the right general liability insurance. We take the time to understand your operations, assess your risks and recommend suitable coverage. Contact us today to discuss your options and get a personalized quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.