The Importance of Uninsured Motorist Coverage 

A significant concern for drivers is the possibility of an accident involving someone who can’t cover the damages. At Lone Star Insurance Agency, we believe Texas drivers must understand how uninsured motorist coverage can financially protect them and their families on the road.

What Is Uninsured Motorist Coverage?

Uninsured motorist coverage is a type of auto insurance that can help pay for your expenses if you get in an accident caused by a driver who doesn’t have insurance. It may also apply if you’re hit by a driver who flees the scene (hit-and-run) or if the at-fault driver’s insurance company denies coverage or goes out of business.

Why Is This Coverage Essential in Texas?

Texas has a high number of uninsured drivers, making this coverage especially important. Without uninsured motorist protection, you may have to pay out of pocket for injuries, lost wages or vehicle repairs after an accident. This can create a significant financial challenge, especially if the accident results in serious injuries.

What Does Uninsured Motorist Coverage Include?

This coverage may cover the following:

• Medical expenses for you and your passengers
• Lost wages if you’re unable to work due to injuries
• Vehicle repairs or replacement
• Pain and suffering resulting from the accident
• Funeral expenses

Speak to an Auto Insurance Agent Near You

Lone Star Insurance Agency is committed to helping Texas drivers secure auto insurance. Our team can help you explore your options, discuss how these policies work and help you choose a suitable policy. Contact us today to learn more.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.