Are your collectibles properly insured?
Special collections need special protection. There are many limitations that exist when insuring collectibles with a standard homeowners insurance policy. For all the time, money, and energy you have invested into your collection, it’s important to protect it with coverage that has been designed specifically for collectors.
Below are a few of the diferences between: Standard Homeowner Insurance and Collectibles Insurance
Deductible At least $500 or more $0
Flood Not covered Covered
Earthquake Not covered Covered
Accidental Breakage Not covered Covered
Appraisals Required Not required
Pays Actual Cash Value- may pay more Full Collector Value
more once replacements are bought
Don’t take a chance with your collection. Some of the collectibles that we are able to insure under one of our prgrams are:
Die Cast Model Cars/Trucks
Guns (pre and post WWII)
Miniatures & Doll Houses
Pottery and Collector Plates
Toys & Action Figures
Wine & Accessories
Contact us for more information and to find how to protect your collectibles.
Lone Star Insurance Agency