Liability insurance is crucial for any business or property owner, as it can protect you against a variety of expensive accidents and lawsuits. Unfortunately, a basic liability insurance policy may not cover everything you need. Each policy has its own set limits. If you reach those limits, you may be responsible for any remaining costs.
Lone Star Insurance Agency works with business owners and individuals across Texas to provide comprehensive insurance policies at affordable prices. We will help you evaluate your risk of a lawsuit and offer a policy geared specifically for your needs.
As its name suggests, umbrella liability insurance serves as an umbrella for all of your other liability insurance policies. This means that it can cover the same incidents covered by your other liability insurance policies, such as expenses related to:
Your insurance needs may be higher than you originally expect. It’s crucial to protect yourself and your assets with the right umbrella liability insurance policy at a price you can appreciate.
Call Lone Star Insurance Agency at (817) 641-3676 or fill out an online quote form to get started today.
Everyone’s insurance needs vary. In general, you should have enough umbrella liability insurance to fill in potential gaps left by your other liability policies. Speak with an insurance agent today about how much insurance you may need.
The cost of umbrella liability insurance varies depending on your location, industry and size of the business, coverage limits, deductibles and more. Fill out an online quote form to find out how much you can save on umbrella liability insurance today.
Umbrella liability insurance works much the same as other liability insurance policies. When you reach the limits on your other liability insurance policy, you can file a claim under your umbrella liability insurance policy. A claims adjuster from the insurer will investigate the claim and calculate how much compensation you may receive based on the policy and damages.
You will generally use your umbrella liability less than your other liability policies, as this insurance only comes into effect when you reach the limits of your other policies.
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