By submitting a request for a quote you hereby authorize us to run consumer related reports including but not limited to Motor Vehicle Reports, CLUE and credit. Regarding credit, we do not see any of your personal financial information. An insurance related score is obtained which is then used for rating purposes. Most every major insurer in Texas uses credit scoring to determine rates. For more information on this practice please visit the Texas Department of Insurance web site at http://www.tdi.state.tx.us/home/credit.html.