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The following link takes you to an excellent article from IA magazine with regards to insuring your classic car.  As a classic car lover and owner I can also tell that this is one case where the right coverage is often less expensive.  Many times our office is actually able to save people money by putting their classic car on a classic car policy with one of our many classic car insurers such as Hagerty, Safeco, American Collectors or Infinity Classics.  Enjoy the article- James Brown
http://www.iamagazine.com/markets/read/2015/09/21/3-reasons-you-shouldn-t-insure-a-classic-car-with-a-pap
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