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The National Retail federation reported that Americans spent $15.7 billion dollars on Valentine’s Day gifts in 2010. Since Jewelry is one of the most popular gifts for sweethearts, now is the perfect time to review how well your jewelry is protected against loss.

According to the FBI, victims of burglary suffer more than $4 billion in lost property annually with an average dollar cost of about $2,000 per incident.  The typical homeowners policy, however, has specific internal limits on jewelry, art and other items. If you have valuable pieces that exceed those limits, could be in for an unhappy surprise if you become a victim of theft or an accidental loss.   Many companies will allow you to increase the internal limit that applies to the policy.  Another option is to protect your jewelry with scheduled personal property coverage.  To help prevent coverage shortfalls, Lone Star Insurance Agency offers scheduled personal property coverage to give customers multiple options for protecting their most valuable items.  Contact us to find out how to be properly protected before a loss occurs.

(statistic taken from 2/2/2012 Safeco newsletter)

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